Disability Income Choice Portfolio
Fully-underwritten short- and long-term policies with optional riders give you customized solutions to offer your clients.
The Disability Income Choice Portfolio gives you a single platform of products, riders and underwriting programs you can use to tailor income protection solutions for:
Individuals | Small business employers | Small business employees
Riders help you include specific coverage that is important to your client. There are several riders at no additional cost. The product portfolio has nine base and eleven optional benefit riders available.
For multi-life situations, you can offer products as employer-paid, employee-paid (voluntary) or a combination of both. Three underwriting programs give you flexibility to meet employer needs:
•Guaranteed Standard Issue (GSI)
•Express Standard Issue (ESI)